Banks and accounts · Practical guide
Opening a bank account: why a passport may not be enough
Banks review the customer's activities and the source of their income.
Published on this website: 10.10.2026
Last checked: 08.10.2026
No separate source publication date is specified
No single effective date applies — practical guide
What you need to know
When assessing an application, a bank may request additional information and documents concerning the applicant's activities, profile and lawful sources of income. Presenting a passport or registering a company does not guarantee that an account will be opened. The decision depends on the bank's checks.
What to do in practice
Prepare a clear description of your activities, evidence of income, contracts and information about planned transactions, as requested by the bank. Your information should be complete and consistent. If a problem arises, keep the correspondence and distinguish a request for missing documents from a final refusal.
